Month: February 2023

This applicant or insured has a higher than normal probability of loss and may be subject to an increased...

This policy charges a level annual premium for the lifetime of the insured and provides a level, guaranteed death...

These companies are owned by stockholders whose investments provide the capital necessary to operate the insurance...

This applicant or insured is considered to have an average probability of a loss based on health, vocation, and...

These requirements are approved by state law and must appear in all insurance...

This clause prevents the debtors of a beneficiary from collecting the benefits on a policy before the beneficiary...

This uncertainty or chance of a loss occurs in a situation involving the opportunity for either loss or...

This life insurance policy is designed to provide a level death benefit to the insured's age of 100 for a one-time,...

This method of dealing with risk for a group of individual persons or businesses with the same or similar exposure to...

These choices are available to the policy owner or insured for distribution of insurance...